National Nurses United

National Nurse Magazine June 2012

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THIS PAGE AND OPPOSITE: ERIN FITZGERALD ���Medicare is far more effective than the broken private system in controlling costs and the waste that goes to insurance paperwork and profits, and it is universally popular, even among those who bitterly opposed the Obama law. Let���s open it up to everyone. NO ONE SHOULD HAVE TO WAIT TO BE 65 TO BE GUARANTEED HEALTHCARE.��� the cost of premiums for offering health insurance to their workers, a provision already in effect. But on many fundamental levels, the law falls woefully short and fails to rein in health insurers. Insurance companies, drug companies, and hospitals will still largely be able to charge what they want. Restrictions on premium rate increases and out-of-pocket costs are limited and will likely be ineffective. The probable result: a continuation of bankruptcies linked to high medical bills and many people, including those forced to buy insurance, skipping needed care because of high out-of-pocket costs. Furthermore, insurance companies will still be able to deny medical treatment, diagnostic procedures, and referrals, making excuses by citing such care as ���experimental,��� or ���not medically justified.��� They will be able to dictate the order of tests and course of treatment. Recourses for patients will remain weak. And you can bet insurance companies will spend a lot of money on lawyers and claims adjustors who will be experts at finding loopholes in the new Opposite page clockwise from top left: RN volunteers gave free screenings in Santa Cruz; LA County-USC Medical Center RNs in Glendale; a father and daughter stop in at the Santa Cruz screening; RNs chat with a participant in San Bernardino. This page from left: An RN in Santa Monica listens during a blood pressure check; Diane Pittsley, like so many others RNs met, is uninsured. JUNE 2012 W W W. N AT I O N A L N U R S E S U N I T E D . O R G N AT I O N A L N U R S E 15

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